Account Information

All fields are required. Please enter your information to proceed to the next step.

This application form is for California Bear Credit Union members only. For information about becoming a member please call us at 800-954-2327.

Type of Credit

Before we begin your application, please indicate whether you would like to apply for individual or joint credit:

NOTE: Married applicants may apply for individual credit. Select Joint Credit if 1) this is to be a joint account; 2) another person will use this account; OR 3) you are relying on the income of another person as a basis for repayment of the credit requested. Any joint applicant must be present with you at the time the application is entered online.

Terms & Conditions

NOTE: Alimony, child support or separate maintenance income need not be relevant if you do not wish to have it considered as a basis for repaying this obligation. I/We certify that the given information given on this application is complete and true and submitted for the purpose of obtaining credit. I/We authorize the credit union to use any credit reporting agency or otherwise verify the information and answer questions and requests from others like banks and credit agencies about my/our credit and experience information. I/We understand and agree that by me/us requesting that monies be disbursed by myself or others that I/we agree to accept all terms and conditions of the loan disclosure Statement. I /We understand that my/our share balances and deposits with the Credit Union are subject to a lien by the Credit Union to secure any loan or other obligation owed by I/We to the Credit Union.

I understand and agree that executing the "Yes, please continue" button below constitutes my electronic signature, and my electronic submission of this application shall be legally binding, such transaction shall be considered authorized by me, and the same terms that apply to a signed paper application will apply to this electronically submitted application.

Do you authorize the Credit Union to obtain your credit report and process this loan application?

I agree to the terms and conditions and request to apply for credit

You have chosen to apply for joint credit. As required by the Equal Credit Opportunity Act, both you and any joint applicant must each agree to apply for joint credit. Is the joint applicant currently available to confirm his or her intent to apply for joint credit?

Please enter Joint-Applicant infromation below:

NOTE: Alimony, child support or separate maintenance income need not be relevant if you do not wish to have it considered as a basis for repaying this obligation. I/We certify that the given information given on this application is complete and true and submitted for the purpose of obtaining credit. I/We authorize the credit union to use any credit reporting agency or otherwise verify the information and answer questions and requests from others like banks and credit agencies about my/our credit and experience information. I/We understand and agree that by me/us requesting that monies be disbursed by myself or others that I/we agree to accept all terms and conditions of the loan disclosure Statement. I /We understand that my/our share balances and deposits with the Credit Union are subject to a lien by the Credit Union to secure any loan or other obligation owed by I/We to the Credit Union.

I understand and agree that executing the "Yes, please continue" button below constitutes my electronic signature, and my electronic submission of this application shall be legally binding, such transaction shall be considered authorized by me, and the same terms that apply to a signed paper application will apply to this electronically submitted application.

Do you authorize the Credit Union to obtain your credit report and process this loan application?

Primary Applicant - I agree to the terms and conditions and request to apply for credit

Joint-Applicant - I agree to the terms and conditions and request to apply for credit

Loan Information $
Contact Information

Your Information

Joint-Applicant Information

Other Disclosures

"You" and "Your" mean each and all of the applicants signing below.
1. You certify the accuracy of the information given in this application and you will notify the Credit Union in writing immediately if there is any change in your financial condition. It is a violation of Section 1014, Title 18, U.S. Code, to make a false statement or overvalue security for the purpose of influencing the action of any federally insured Credit Union.

2. You authorize the Credit Union to gather whatever credit, employment information, tax returns and related information from the Internal Revenue Service that the Credit Union considers appropriate from time to time (you understand that this will assist, for example, in determining your eligibility for renewal of credit and additional extensions of credit). You authorize the Credit Union to give information concerning your credit experience with us to others. You understand and agree that the Credit Union may retain this application and any other credit information the Credit Union may receive.

By signing below or by using or authorizing another to use the Account, you will be bound by the terms and conditions of the applicable California Bear Credit Union disclosure entitled a) Closed-End Note, Truth-In-Lending Disclosure, Loan and Security Agreement or b) VISA Credit Card Disclosure and Agreement, which will be given to you if your application is approved and before the first transaction is made.